Realize that money problems are one of the worldwide problems that every person faces; and most of them, usually, is a management problem.
I had breakfast, not too long, with a wealthy friend. She is an intimate friend of one of the members of a rich family. You can imagine how they live. The homes, all huge cars, the taxes, maintenance, insurance, and help are eating it up!
By contrast, she spend too much for material things and wry comfortably, eating excessively, and drinking. Consulting, she is worried and apprehensive about his daily life.
She is mysteriously anxious about the future, although she cannot pinpoint anything specific.
In this situation, what is at the bottom of all is anxiety. Suffering to concern of money to spend socially and mentally.